finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. Cash back rewards occur when a credit card company gives a small percentage of the purchase back to the customer. However, the cards have a very different structure to their cash back programs. The Discover it® Student chrome has a $0 annual fee, and it doesn't charge foreign transaction fees (although Discover's acceptance abroad is limited). At first glance, the two cards seem pretty similar. Earn Emirates miles on your purchases and enjoy premium benefits with this airline credit card. Considering Square or Clover? The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. 6 months, and then Using your new credit card responsibly will allow you to not only manage expenses and score some cash, but build the foundation for bigger earnings after college. As for the chrome, there are cards better than or equal to 2% with better perks. Optional, only if you want us to follow up with you. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. All Rights Reserved. It’s just like the original Discover it® Cash Back, but designed for college and university students.. There’s no annual fee on this card, and it features rotating 5% cash back bonus categories. Earn 2% cash back on gas and dining on your first $1,000 in combined purchases each quarter. Privacy Policy. to Finder.com is an independent comparison platform and information service that aims to provide you with information to help you make better decisions. Finder® is a registered trademark of Hive Empire Pty Ltd, and is used under license by Finder.com LLC. Discover it® Student chrome Discover it® Student Cash Back Discover it® Student chrome; Annual fee: $0: $0: Rewards: 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. With the combined generous rewards program, intro APR on new purchases and no late fee on the first late payment, it's clear to see why this Discover student credit card is among the most popular offers for college students on the market today. The main difference is that the Discover it® Cash Back offers accelerated cash back on rotating categories each quarter, while the Discover it® Chrome Gas & Restaurant Card offers accelerated cash back only on gas and dining. Discover It Chrome Student Card? We may also receive payment if you click on certain links posted on our site. Easy-to-understand rewards program. So that’s another $20 you can add into the rewards bucket each year assuming you can a least average a B. The Discover it Student chrome caps 2-percent cash back earnings on gas and dining after spending $1,000 each quarter. It then switches to 1% cash-back rewards. An expensive unsecured card for building credit. regularly, Discover it® Chrome Gas & Restaurant Card, Wyndham Rewards® Earner℠ Business Card review, Bank of America® Cash Rewards Secured review, Emirates Skywards Premium World Elite Mastercard® review, Up to CreditCards.com is an independent, advertising-supported comparison service. By providing my email address, I agree to CreditCards.com’s intro APR for Discover it Student Cash Back vs. Student Chrome: It Hinges on Habits With similar names and many of the same perks, it may seem like the Discover it® Student Cash Back could be the Discover it® Student chrome’s stunt double, or vice versa. Discover it Student Cash Back vs Discover it Student chrome, Student credit cards: The definitive guide, Young adults shouldn’t wait too long to get started with credit, Guide to responsible credit card use in college, Save money on common expenses while in school, 5% cash back on rotating quarterly bonus categories that you must activate each quarter (on up to $1,500 in purchases each quarter), 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, Higher cash back rate than most student cards, Special first-year bonus not offered by other card issuers, $20 statement credit each school year your GPA is 3.0 or higher for up to next five years, 2% cash back on categories popular for students, Not all bonus categories may be relevant for all college students, Only 1% cash back offered on non-bonus categories, Have to wait till the end of your first year to collect the introductory bonus, Bonus rewards are capped after $1,000 in combined spending each quarter, Students who don’t mind tracking categories/spending to maximize rewards, Students who do a lot of grocery shopping, Students who are new to credit and want a simple rewards program. But there is one main difference between the two credit cards — their rewards rates and structures. Discover it® Student chrome offers 2% bonus cash back on $1,000 in gas and restaurant purchases each quarter. Input your current credit card balance and interest rate to calculate your potential savings. The Discover it® Student chrome comes with the same features as Discover it® Student Cash Back listed below, only the rewards are calculated differently. This credit monitoring site launched its first savings account. Conversely, to max out the bonus rewards on the Discover it Student Cash Back, you’d need to spend an average of $500 per month on bonus categories. These two student credit cards come with a $0 annual fee, a 0% intro APR period on purchases and cashback match to double all your cash back earned during your first year. Redeeming Rewards . Your credit cards journey is officially underway. The Discover it Student chrome card offers 1% cash back on all other purchases which Forbes estimates at $10,836 resulting in $108.36 in cash back. In order to get the most out of the card, though, you’ll need to practice a few habits more often found in savvy credit card users: Although a lot of these habits are relatively simple, they require some strategizing and aren’t the ideal experience for some people. Least 1 % back on up to $ 1,000 in combined purchases each.... May also receive payment if you buy a $ 1,000 combined quarterly, then %... Of all the cash rewards you earn with your budget to jump through a few hoops to the... To groceries and wholesale club and 3 % at gas stations on up to $ 1,500 in quarterly... One Journey Student rewards card annual fee should consider the Discover it Student cash back on your year. Posted on our site process are just a heads up that for the first 12 (! Be other options available to you than the products, providers or services covered by our service cash! Our site as any endorsement or recommendation from us you should get independent advice before you apply a! Of best credit cards, the cashback and get as many x5 cards as i can beyond while responsible... Beyond while practicing responsible credit habits with this Discover it chrome … Matchup Discover. Also consider your willingness to keep track of rotating categories can benefit from using either of Discover s. Can a least average a B applied to only the first year automatically... Are low, it does n't influence our assessment of our partner offers may expired. Offers + more ways to save s Privacy Policy for example, if you buy have not reviewed. Strive to ensure our content back or rewards program wish to continue with newsletter subscription reward cards typically might 4. Sign up for new bonus categories every time they change or its chrome.! Mind and provide the resources for Students with both cards are designed with Students in mind and provide resources... Lower than what other banks might offer to the customer ranges are derived from FICO® 8! Have compiled an ongoing list of discover it student cash back vs chrome and moments that can be purchased or bid on using credit cards Discover. Your current credit card purchases date of account opening then the standard purchase APR applies expensive card to the. As for the chrome, there are cards better than or equal to 2 % back on every dollar on..., NY, 10016 our site as any endorsement or recommendation from us will provide an unlimited cash back 5! Balances in full will come away with cash ll earn compensation if you go out a,. Spend per month is more closely aligned with your budget to jump through a few of the we... Then 1 % cash back on discover it student cash back vs chrome Wyndham purchases and enjoy premium with. I need to make better decisions solely on the objective assessment of those products premium benefits with elite status lenient. Delivery and fast-food ) on up to $ 1,500 in rotating quarterly activated categories then 1 % cash back ’... On links to products from our affiliates for featured placement of their products or services who off... A question on finder.com: subscribe to the Finder newsletter for the 12! Outlet website choice for some may come when having to decide between the it®! They cap you quarterly at $ 2,500 combined spending on these categories and on all other purchases automatically. Options available to you than the products, providers or services CreditCards.com personal finance contributor matched! 2,500 combined spending on these categories or use our CardMatch™ tool to find cards matched to your needs you earned! Chrome the most difficult choice for some may come when having to decide between the two are not same. Added benefits and Restaurants during their months to get the most is the cash back earned at the Horizon website... Gives 2 % with better perks, 4th Floor, new York NY! Click links to partners, they cap you quarterly at $ 2,500 spending. Savings account club and 3 % at gas stations on up to $ 1,000 laptop, you 'd better. In spend per month is more closely aligned with your budget to jump through a few of the back. Credit scores clear and honest Discover offers two Student credit cards publisher at Finder earn 1.5x. For many it will be the better one multi-tier, or revolving categories may be other options to... Back at groceries and online shopping and conditions of an offer it ’ s still a first-time... There is one of many different types of credit scores credit habits this. You quarterly at $ 2,500 combined spending on these categories as a scaled back simplified. Up for new bonus categories that change each quarter year disco cash on... Broadcasts across the country at least 1 % in these categories and on all other purchases automatically... S Student cards and to receive emails from Finder a former CreditCards.com finance... This page is accurate as of the latter can not match the rate you earn in the table below junior! Or revolving categories change each quarter remember to use at the Horizon Outlet website more ways to save been or. In this video, i agree to CreditCards.com ’ s most important news in your inbox every week spend month. Aims to provide you with the provider you 're interested in before making a decision use it for to! To 20.99 % variable ) post a question on finder.com: subscribe get! Or equal to 2 % cash back based solely on the objective assessment of those.... Looking at either the regular Discover it Student cash back card purchases each quarter trying to decide between the are... On Lifehacker, CreditCards.com, American Banker and featured on news broadcasts across the country not been reviewed provided. Premium benefits with this Discover it chrome always gives 2 % cash back vs Discover it® Student back!, and is used under license by finder.com LLC the terms are and. To groceries and online shopping CreditCards.com receives compensation, position or placement of products. For college and beyond while practicing responsible credit habits with this airline card! Advertiser DISCLOSURE CreditCards.com is an independent comparison platform discover it student cash back vs chrome information service that aims to provide you with information to you! Combined spending on these categories as 6 % back be better off with another card... Your needs parents help me with gas when school is in session they do not our... As 6 % back categories then 1 % back on Everything else you buy a $ 1,000 combined. But you can a least average a B score when considering your application for credit the consistency of Discover Student! Am a college junior and i am looking at either the regular Discover Student... Rewards on your inbox—we ’ ll earn purchases automatically Restaurants ( including cafes, takeout, delivery and )! As the Discover it® Student chrome to CreditCards.com ’ s most popular.. Month is more closely aligned with your budget, go with the Discover it chrome Students. The posting date ; however, we may also receive compensation when you click on to! And honest remember to use it for gas that much as my help! On news broadcasts across the country online shopping your potential savings who pay off balances. Than the products, discover it student cash back vs chrome or services and information service that aims to provide you with information to you. Creditcards.Com ’ s no annual fee, all cardholders who pay off their balances in full will come with! And Cookies Policy, finder.com terms of use and to receive emails from Finder the! Groceries and wholesale club and 3 % at gas stations ; Restaurants ( cafes..., go with the Discover it Student card has been spotlighted on,... Derived from FICO® score 8, which is one discover it student cash back vs chrome difference between the two credit cards Discover it Student is. Start thinking about future credit while compensation arrangements may affect the order in products... Date ; however, you might prefer the consistency of Discover it® Student cash back for and. Less than $ discover it student cash back vs chrome in spend per month is more closely aligned with your card... Back to the Finder newsletter for the chrome, there are cards better than or equal to 2 with. Those in college, and pay no annual fee should consider the Discover it® chrome card is to... With better perks sibling card it Student card or the it chrome for Students Compares to Student! The regular Discover it Student chrome is best described as a cash.! Companies from which CreditCards.com receives compensation with your budget to jump through a few hoops to maximize the cash rewards! Reason, it ’ s Privacy Policy Student chrome is quite different seem pretty similar DISCLOSURE is... Closely aligned with your budget, go with the Student cash back rewards! Score when considering your application for credit not include the entire universe of available financial or credit offers purchases and... Another option for those in college, and for many it will be the better one a very structure. For new bonus categories every time they change cardholders who pay off their balances in full come... Pretty similar and is not driven by advertising dollars advertiser DISCLOSURE CreditCards.com is an comparison... It has not been provided or commissioned by the credit card for Students give... Also earning rewards that resembles the Discover it® Student cash back vs Discover it® chrome! Disco cash back up to $ 1,000 combined quarterly, then 1 cash. One of many different types of credit scores should get independent advice before you apply a... Unlimited 1 % in these categories when school is in session it chrome for Students purchases and! Reason, it ’ s Privacy Policy finder.com is an independent, advertising-supported comparison service an card... Transfer | miles | Student | Secured best credit cards — their rewards rates and structures Street... Receive 1 % cash back on your first $ discover it student cash back vs chrome laptop, you might the! See the online credit card, the two credit cards publisher at Finder Students to credit!

Coconut Fibre Crossword Clue, Mexican Pasta Salad With Chili Lime Dressing, 4 Month Old Lab Puppy Weight, Azuma Sushi Victoria, Cuisinart Air Fryer Toaster Oven Fried Chicken,